Loan Restructuring for MSME, Individuals & Small Businesses

🎉 Crash Course for Bankers, Consultants & Borrowers on Loan Restructuring under Resolution Framework 2.0 with Raja Natarajan 🎓

Introduction to Economic Challenges:

Due to the global pandemic, Covid-19, the world has faced unparalleled economic challenges. The first wave in 2020 led to a moratorium on loan EMIs, which ended on 31st August 2020, providing temporary relief. As the pandemic continued to disrupt lives and economies, RBI announced a comprehensive Resolution Framework 1.0 to support those affected.

The Emergence of Resolution Framework 2.0:

With the return of Covid-19 in a second wave in 2021, economic distress intensified. Recognizing the ongoing needs, the Reserve Bank of India introduced Resolution Framework 2.0 to provide relief to individuals, small businesses, and MSMEs. This framework is designed to address the financial hardships caused by the pandemic and ensure the stability of our financial system.

Key Learnings from this Course:

🌱 Understanding Resolution Framework 2.0 for Individuals and Small Businesses

• Introduction to the new resolution framework introduced by RBI
• Detailed insights into Loan Restructuring options under RF 2.0
• Eligibility criteria for individual and small business borrowers
• The period of moratorium or tenor extension allowed
• Procedures for invoking the resolution process
• Guidance on permitted features and implementation of loan restructuring
• Understanding of asset classification and provisioning as per RBI guidelines
• Exploration of working capital support for small businesses under RF 2.0
• Clarity on disclosures and credit reporting requirements

🏫 MSME Loan Restructuring Focus:

• A deep dive into MSME loan restructuring under RF 2.0
• Specifics on Working Capital Term Loans and Funded Interest Term Loans for MSMEs

Practical Application through Case Studies:

• Real-world case studies that showcase the application of Resolution Framework 2.0
• Learn from scenarios faced by individuals, small businesses, and MSMEs

Course Structure:

This course is designed for self-paced learning, allowing you to navigate through the content at your own speed. We recommend using headphones for an immersive audio-visual experience and a notepad and pen to jot down key points and insights.

Who Should Enroll?

This course is ideal for:

• Bankers looking to understand and implement the new resolution framework effectively
• Consultants advising borrowers on their financial strategy during these challenging times
• Borrowers seeking to leverage loan restructuring options under RF 2.0 to manage their debt better

Course Highlights:

• Expert guidance from Raja Natarajan, a seasoned finance professional with a strong academic background (B.Com., PGDBA, FCA)
• A comprehensive overview of the Resolution Framework 2.0 for Individuals and Small Businesses and MSMEs
• Practical tips on loan restructuring and eligibility criteria
• Clear explanations of asset classification and provisioning norms
• Insightful case studies to understand the application of RF 2.0 in real scenarios

Enroll Now for Expert Insights on Loan Restructuring!

Join us to navigate the complexities of loan restructuring under Resolution Framework 2.0 and emerge stronger, ready to face the post-Covid economic landscape. Let's embark on this learning journey together! 🎤✍️📚

Enroll in this course today to stay ahead of the curve and be a pro at managing loans during these unprecedented times. Don't let financial hardship dictate your business's future – learn how to adapt, restructure, and thrive under Resolution Framework 2.0!