Fundamentals of Banking & Finance (Exam Preparation)

Why take this course?
🚀 Fundamentals of Banking & Finance (Exam Preparation): Your Pathway to Mastering Banking Concepts! 🏫
Course Overview: This comprehensive course is meticulously designed for anyone aspiring to gain a solid grasp of the banking and finance sector. Whether you're preparing for an exam, seeking a career in banking, or simply looking to enhance your financial literacy, this course will equip you with essential knowledge and skills.
📚 What You'll Learn:
MODULE 1: Evolution of Banking
- 🏛️ Origin, Meaning and Definition of 'Bank': Trace the roots of what a bank is and understand its core functions over time.
- 🌍 Evolution of banking in Europe, USA & Asia: Explore how banking systems have evolved across different regions.
MODULE 2: Functions of Bank
- 💳 Primary functions: Discover the key roles banks play within our economy.
- Accepting deposits: Dive into various types of accounts and their operations, from demand to fixed deposits.
- Granting Loans and Advances: Learn about the different loan types and credit facilities offered by banks.
- 🔧 Secondary functions: Understand additional services that support the core banking activities.
- Agency Functions: From payment processing to safe custody, learn how banks facilitate these services.
- General Utility Functions: Get to know the broader utility of banks beyond basic transactions.
MODULE 3: Procedure for opening and operating of deposit account
- 📝 Procedure for Opening of Deposit Account: Master the Know Your Customer (KYC) norms, application processes, and documentation needed to open a bank account.
- 💰 Procedure for Operating Deposit Account: Learn about managing your account effectively with pay-in slips, withdrawal slips, and more.
- 🏧 Closure of accounts/Transfer of accounts: Understand the process of closing an account or transferring it to another branch or bank.
- Types of account holders: Explore different types of account holders, from individuals to institutions like businesses and non-profit organizations.
MODULE 4: Methods of Remittances
- 💌 Demand drafts, bankers' Cheques, and Truncated Cheques: Learn the intricacies of different remittance methods.
- 🌍 Mail transfer and Telegraphic transfer: Understand international fund transfer mechanisms.
- ⚡️ Electronic Funds Transfer (RTGS, NEFT, SWIFT): Get to grips with electronic payment systems that dominate modern banking.
MODULE 5: Lending principles, Credit Creation, and Balance Sheet of a bank
- 💡 Safety, Liquidity, Profitability, Diversification: Grasp the key principles banks must balance for financial stability.
- 🚀 Credit Creation Process: Learn how banks create credit and understand its limitations.
- 📊 Balance sheet of a commercial bank: Analyze the components that make up a bank's balance sheet.
MODULE 6: Negotiable Instruments
- 🆐 Promissory note, Bill of Exchange, and Cheques: Understand the fundamental types of negotiable instruments and their characteristics.
- 💰 Types of Cheques: Learn about bearer, order, and crossed cheques, and their crossing types—general and special.
Banking Fundamentals:
Banks are integral to economic health, providing credit facilities, cash storage, investments, and facilitating a wide array of financial transactions. This course will delve into the concepts and principles that underpin the banking industry.
🎓 Why Take This Course?
- Prepare for banking and finance exams with confidence.
- Understand the intricacies of the banking system.
- Gain practical knowledge applicable to various financial roles.
- Enhance your financial acumen for personal or professional growth.
With a perfect blend of theoretical knowledge and practical insights, this course is tailored to give you an edge in understanding the complex world of banking and finance. 🎓✨
Enroll Now and Start Your Journey Towards Financial Expertise!
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