Banking Credit Analysis Process (for Bankers)
Why take this course?
🧾 Course Overview:
Banking Credit Analysis Process (for Bankers)
Your Gateway to Mastering Credit Analysis in the Indian Financial Sector
Are you feeling overwhelmed by the complexities of banking credit analysis, including Financial Ratio Analysis, Cash Flow and Fund Flow Analysis, and Working Capital Assessment? 🚀 Whether you're a finance professional crafting loan proposals, a banker aiming for a leadership position, or someone new to the banking industry, this course is designed to demystify these processes and provide you with a comprehensive understanding of credit analysis from an Indian context.
**Why You Should Take This Course: **💡
- Credit Analysis Fundamentals: Learn the core process of evaluating customers' identity, integrity, and financial position.
- Essential for Bankers: Enhance your expertise in credit analysis, a critical skill for daily operations in banking.
- Career Advancement: Gain the knowledge necessary to rise through the ranks in banking.
- Real-World Application: Avoid costly mistakes by understanding the intricacies of credit analysis through detailed learning processes.
- Professional Development: This course serves as a reference for bankers and consultants, ensuring you're equipped to handle credit proposals effectively.
- Enhance Loan Proposal Writing: Learn to write clear and confident loan proposals with our guidance.
- Understand Banking Jargon: Get to grips with the technical language used in bank loan proposals.
**What You Will Learn: **📚
- Introduction to Credit Analysis
- Reading Financial Statements
- Loan Proposal Writing
- Financial Ratio Analysis
- Performance and Financial Indicators Analysis
- Fund Flow Analysis
- Cash Flow Analysis
- Inter-firm Comparison and Rating
- Review of Audit Reports, Compliances, and Risk Factors
- Financial Pricing, Defaulters List Review, and Loan Policy Understanding
- Types of Business Loans and Working Capital Management
- Cash Credit, Letter of Credit, Bank Guarantee, and More
- Export Credit and Terms of Payment in Export Transactions
- Export Finance, CMA, Computerised Accounting System, and Banking Operations
- Operational Aspects of KYC (Know Your Customer)
- Loan Account Management
- Quiz to Test Your Knowledge
- Import Finance and Other Banking Products
**Course Structure: **🎓 This self-paced learning course is broken down into micro lectures, each substantiated with examples and case studies. You'll learn through video lectures that mimic a real classroom experience, complete with written explanations on black/green boards or notebooks, and talking head presentations. The course material is presented in simple language and includes numerous real-world examples for a comprehensive learning experience.
**Pre-Requisites: **🏫
- A good internet connection to ensure an uninterrupted learning process.
- No prior knowledge is required; approach this course with a fresh mind ready to learn and excel in the field of banking credit analysis.
How This Course Will Benefit You: 🚀
- Gain confidence in approaching credit-related matters.
- Solve real-life problems with ease.
- Enhance your problem-solving skills within the banking sector.
- Elevate your career to new heights with advanced knowledge and expertise.
Join us on this journey to become a proficient credit analyst and take your banking career to the next level! 🌟
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